We are the Polish leader in processing ATM and electronic payment transactions for banks and financial institutions.
We offer modern solutions in the area of payment services, cards and ATMs.
On the basis of approvals granted by such payment organisations as Third-Party Servicers, we provide outsourcing services in the processing and handling of payments for banks and financial institutions in the area of online internet transactions, ATMs, cash deposit machines, payment terminals, payment applications, payment cards, 3D Secure authorisations, Dynamic Currency Change and mobile applications. We enable businesses and consumers to withdraw and deposit cash at ATMs, process payments at payment terminals, make online 3D Secure ACS transactions and make payments using mobile applications. The ITCARD Group operates its own network of Planet Cash ATMs and Planet Pay POS terminals. The Group also performs its services and operations in the Czech Republic.
7 436
ATM AND REC
113 287
POS
1,8 milion
CARDS
24 milions
3D Secure CARDS
844 milions
TRANSACTIONS PER YEAR
7 436
ATM AND REC
113 287
POS
1,8 milion
CARDS
24 milions
3D Secure CARDS
844 milions
TRANSACTIONS PER YEAR
end of 2023
end of 2023
Our brands
Planet Pay
A national payment institution providing POS, e-commerce and card payment services for the most popular payment methods, such as credit cards, BLIK, Gpay and Apple Pay.
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Planet Cash
An independent and the fastest growing network of ATMs and deposit machines in Poland.
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Fintech Lab
Comprehensive solutions for payment card and processing.
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Our brands
Planet Pay
A national payment institution providing POS, e-commerce and card payment services for the most popular payment methods, such as credit cards, BLIK, Gpay and Apple Pay.
Check out
Planet Cash
An independent and the fastest growing network of ATMs and deposit machines in Poland.
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Fintech Lab
Comprehensive solutions for payment card and processing.
Check out
Awards & approvals
National Payment Institution
Planet Pay Company, part of the ITCARD Group, holds a valid licence from the National Payment Institution and is subject to strict supervision of the Polish Financial Supervision Authority.
Licensed Principal Member in the Visa organisation
Planet Pay hodls a Principal Member license. We are authorised to issue payment cards: debit, credit and prepaid, both physical and virtual.
Visa strategic partner
Under the “Fintech in a box” program, thanks to which fintechs can issue cards
and offer modern payment solutions to their clients.
3DS Service provider ACS, Third- Party Services - PIN PCI
For outsourcing services, payment processing
services, payment processing and handling, internet on-line transactions, ATMs, POS payment terminals, payment applications, cards, 3DS transactions, DCC transactions and mobile applications.
Mastercard Data Integrity Award 2015-2019 Regional Compliance
Awarded by Mastercard
for adhering to the highest standards
in the transmission of transaction data and its integrity.
The award is presented to 5 clearing agents each year.
National Payment Institution
Planet Pay Company, part of the ITCARD Group, holds a valid licence from the National Payment Institution and is subject to strict supervision of the Polish Financial Supervision Authority.
Licensed Principal Member in the Visa organisation
Planet Pay hodls a Principal Member license. We are authorised to issue payment cards: debit, credit and prepaid, both physical and virtual.
Visa strategic partner
Under the “Fintech in a box” program, thanks to which fintechs can issue cards
and offer modern payment solutions to their clients.
3DS Service provider ACS, Third- Party Services - PIN PCI
For outsourcing services, payment processing
services, payment processing and handling, internet on-line transactions, ATMs, POS payment terminals, payment applications, cards, 3DS transactions, DCC transactions and mobile applications.
Mastercard Data Integrity Award 2015-2019 Regional Compliance
Awarded by Mastercard
for adhering to the highest standards
in the transmission of transaction data and its integrity.
The award is presented to 5 clearing agents each year.
Our values
Speed and Focus
We value agility, focus on ITCARD’s key initiatives, the ability to plan and prioritise, and a sense of full ownership of the topics undertaken.
Value Generation
We appreciate the ability to share the competencies, values and experience brought to ITCARD. We are keen to promote activities that build value for our organisation and its clients.
Cooperation works
We believe that you can never do much alone, but a good team can do a lot. That is why we value proactivity in both thought and action, encouraging involvement in business development.
Management Board composition
Jarosław Chrzanowski
Chairman of the Management Board
Chairman of the Management Board of ITCARD, Chairman of the Management Board of Planet Pay, CEO of the ITCARD Group. Creator of the Planet Cash ATM network and the Planet Pay POS terminal network.
Jarosław Chrzanowski
Since 2009 CEO of ITCARD S.A., CEO of Planet Pay Sp. z o.o. (07/2014) CEO of ITCARD Group (01/2017).
Associated with the payment industry for 30 years, creator of the Planet Cash ATM network and Planet Pay POS terminal network. In 2009, he started a project to establish the ITCARD S.A. Payment Technology Centre, which after 10 years became the largest Polish outsourcer and operator of ATMs for banks and financial institutions, while handling POS payment terminals, payment cards, online payments and mobile payments. Before becoming President of the Management Board of ITCARD S.A., he worked for Kredyt Bank and the largest Belgian financial and insurance group KBC for over 12 years. He held the position of Executive Director of the Electronic Banking and Group Payments Division in Kredyt Bank. At KBC Group Payment, he was responsible for the strategy and domestic management of the payments and payment operations area: payment cards, POS, ATMs, credit cards, domestic and international payments, cash processing, electronic banking, deposit products, accounts and international cash management. He was Chairman of the Operational Risk Committee and responsible for innovation, transformation and outsourcing projects. W latach 2004 – 2009 pełnił funkcję Członka Rady Nadzorczej Krajowej Izby Rozliczeniowej S.A., był Członkiem Zespołu Krajowego organizacji VISA Polska. From 2004 to 2009, he was a Member of the Supervisory Board of Krajowa Izba Rozliczeniowa S.A. and a member of the Country Team of VISA Polska. Graduate of the Warsaw School of Economics (SGH) in the field of Management and Consulting Techniques.
Adam Matyaszek
Vice-Chairman of the Management Board
Since 2016 in ITCARD. He has been involved in sales of new technologies and services for business for 22 years.
Adam Matyaszek
Graduate of the Wyższa Szkoła Biznesu – National Louis University in Nowy Sącz at the Faculty of Marketing and Management in Strategic Management and HR. He has been involved in the sales of new technologies and services for business for 22 years. From 1996 to 2001, he worked in the FMCG sector, among others in Pepsi Co., DANONE and Glaxo Wellcome. From 2001-2016, he worked for Wincor Nixdorf Polska where, from 2008, he was a Member of the Management Board and Head of the Banking Division responsible for sales in Poland and Ukraine. In 2002, within the cooperation with Wincor Nixdorf Polska, he was responsible for the implementation of a new business concept for banks – deposit machines. It was the first such project in Europe, and its successful implementation and business model served as a reference for the American Wells Fargo. Since 2016 – Vice President of the Management Board in the company IT Card Centrum Technologii Płatniczych S.A.
Michał Janik
Vice-Chairman of the Management Board
In ITCARD since 2018. For 15 years associated with the banking sector, where he created and developed the area of Transaction Banking.
Michał Janik
For 15 years associated with the banking sector, where he created and developed the area of Transaction Banking. He started his professional career in SHL Hypotheken Bank in Germany, then he worked for Raiffeisen Bank and mBank. From 2007 to 2009, Deputy Head of Business Development Department at mBank, where he was responsible for the development and management of Corporate Banking products: payment, liquidity, investment, accounts and credit products. Since 2009 Head of Office / Deputy Head of Transaction Banking Department of mBank, responsible for the management of the Transaction Banking product offering,among other things current accounts, escrow accounts, custody accounts, cash pools, cross-border solutions, term deposits, payment cards, cash management as well as foreign and domestic payments, receivables collection and identification products. He was responsible for the implementation of innovative and strategic projects for Corporate Banking in the field of new technologies. As of December 2019 – Vice President of the Management Board of ITCARD.
Graduated with a Master’s degree in Finance and Banking, as well as postgraduate studies in Integration and Project Management at the Warsaw School of Economics. He also studied at the Christian Albrecht University in Germany. He has participated in extensive management training, including completing the Manager Program organised by GFK “Executive Program in Strategy and Organisation” at Stanford University and the “Executive Academy” at the University of Vienna.
Supervisory Board
Łucja Sulej
Chairman of the
Supervisory Board
Witold Morawski
Supervisory
Board Member
Irena Kopik
Supervisory
Board Member
Krystyna Wilk – Koncewicz
Supervisory
Board Member
Rafał Zientek
Supervisory
Board Member
Our history
2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
Projekt Centrum Obsługi Płatności ITCARD
Certyfikacja PCI DSS, Visa, Mastercard dla obsługi bankomatów
Rozpoczęcie obsługi bankomatów
Certyfikacja PCI DSS, Visa i Mastercard dla POS
Pierwszy bankomat w systemach ITCARD
Pierwszy terminal płatniczy
Budowa własych sieci terminali płatniczych i bankomatów
Obsługa bankomatów Planet cash4you
Certyfikacja Visa, Mastercard, PCI DSS dla kart płatniczych
Budowanie sieci POS dla ISO
Pierwsza karta wydana przez ITCARD
Migracja kart banku BPS
Recyklery
ITCARD trzecim co do wielkości centrum obsługi bankomatów w Polsce
Pierwszy bankomat własnej sieci Planet Cash
Usługa 3D Secure dla płatności internetowych
Pierwsze terminale własnej sieci Planet Pay
Outsourcing ATM dla BNP
Certyfikacja DCC
ITCARD drugim co do wielkości centrum obsługi bankomatów w Polsce
Outsourcing ATM dla ING
Planet Cash w oddziałach ING
Internetowa platforma zakupowa Planet Plus
Uruchomienie DCC
Wdrożenie BLIK dla bankomatów
Obsługa transakcji zbliżeniowych w ATM
Otrzymanie licencji KIP
Wdrożenie POS dla branży kurierskiej
Wdrożenie recyklerów w sieci Planet Cash
Aplikacja do płatności mobilnych Planet Mobile
Planet Cash w oddziałach mBank
Planet Cash w oddziałach Getin Bank
Rozpoczęcie działalności zagranicznej: Wielka Brytania i Chorwacja
Sieci recyklerów dla 3 banków komercyjnych
Uruchomienie transakcji BLIK dla POS
Instalacja ATM Planet Cash w Chorwacji
Obsługa Google Pay
Powołanie spółki Planet Cash w Czechach
Planet Pay licencje: Visa Associate oraz Mastercard Affiliate
Pierwsze bankomaty w Czechach
Migracja kart SKOK
Migracja POS z ING Banku Śląskiego
Finalizacja projektu recyclerów w ING Bank Śląski, BNP Paribas, Getin Bank, mBank
Partnerstwo strategiczne Visa Fintech in a Box
Wydawnictwo kart dla Fintech
Wrzutnie nocne
ING Bank Śląski Wdrożenie mPOS
POS zintegrowany z opłatomatem
Bramka płatnicza ecommerce
Uzyskanie statusu wydawcy w Visa
Outsourcing bankomatów i wpłatomatów Credit Agricole