About ITCARD
We are the Polish leader in processing ATM and electronic payment transactions for banks and financial institutions.
- 7 074 ATM AND REC
- 89 502 POS
- 12 milion 3D Secure CARDS
- 1.5 milion CARDS
- 670 milion TRANSACTIONS PER YEAR

Data as at the end of 2021
We offer modern solutions in the area of payment services, cards and ATMs.
On the basis of approvals granted by such payment organisations as Third-Party Servicers, we provide outsourcing services in the processing and handling of payments for banks and financial institutions in the area of online internet transactions, ATMs, cash deposit machines, payment terminals, payment applications, payment cards, 3D Secure authorisations, Dynamic Currency Change and mobile applications. We enable businesses and consumers to withdraw and deposit cash at ATMs, process payments at payment terminals, make online 3D Secure ACS transactions and make payments using mobile applications. The ITCARD Group operates its own network of Planet Cash ATMs and Planet Pay POS terminals. The Group also performs its services and operations in Croatia and the Czech Republic.
Data as at the end of 2021
Our brands
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Planet Pay
A national payment institution providing POS, e-commerce and card payment services for the most popular payment methods, such as credit cards, BLIK, Gpay and Apple Pay.
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Planet Cash
An independent and the fastest growing network of ATMs and deposit machines in Poland.
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Planet Mobile
The infrastructure and service of secure mobile payments within our dedicated application.
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Smoopay
An application based on our own payment scheme that allows the handling of modern payments.
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Awards & approvals
Our values
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Speed and Focus
We value agility, focus on ITCARD’s key initiatives, the ability to plan and prioritise, and a sense of full ownership of the topics undertaken.
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Value Generation
We appreciate the ability to share the competencies, values and experience brought to ITCARD. We are keen to promote activities that build value for our organisation and its clients.
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Cooperation works
We believe that you can never do much alone, but a good team can do a lot. That is why we value proactivity in both thought and action, encouraging involvement in business development.
Management Board composition
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Jarosław Chrzanowski
Chairman of the Management Board
Chairman of the Management Board of ITCARD, Chairman of the Management Board of Planet Pay, CEO of the ITCARD Group. Creator of the Planet Cash ATM network and the Planet Pay POS terminal network.
Since 2009 CEO of ITCARD S.A., CEO of Planet Pay Sp. z o.o. (07/2014) CEO of ITCARD Group (01/2017).
Associated with the payment industry for 30 years, creator of the Planet Cash ATM network and Planet Pay POS terminal network. In 2009, he started a project to establish the ITCARD S.A. Payment Technology Centre, which after 10 years became the largest Polish outsourcer and operator of ATMs for banks and financial institutions, while handling POS payment terminals, payment cards, online payments and mobile payments. Before becoming President of the Management Board of ITCARD S.A., he worked for Kredyt Bank and the largest Belgian financial and insurance group KBC for over 12 years. He held the position of Executive Director of the Electronic Banking and Group Payments Division in Kredyt Bank. At KBC Group Payment, he was responsible for the strategy and domestic management of the payments and payment operations area: payment cards, POS, ATMs, credit cards, domestic and international payments, cash processing, electronic banking, deposit products, accounts and international cash management. He was Chairman of the Operational Risk Committee and responsible for innovation, transformation and outsourcing projects. W latach 2004 – 2009 pełnił funkcję Członka Rady Nadzorczej Krajowej Izby Rozliczeniowej S.A., był Członkiem Zespołu Krajowego organizacji VISA Polska. From 2004 to 2009, he was a Member of the Supervisory Board of Krajowa Izba Rozliczeniowa S.A. and a member of the Country Team of VISA Polska. Graduate of the Warsaw School of Economics (SGH) in the field of Management and Consulting Techniques.
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Adam Matyaszek
Vice-Chairman of the Management Board
Since 2016 in ITCARD. He has been involved in sales of new technologies and services for business for 22 years.
Graduate of the Wyższa Szkoła Biznesu – National Louis University in Nowy Sącz at the Faculty of Marketing and Management in Strategic Management and HR. He has been involved in the sales of new technologies and services for business for 22 years. From 1996 to 2001, he worked in the FMCG sector, among others in Pepsi Co., DANONE and Glaxo Wellcome. From 2001-2016, he worked for Wincor Nixdorf Polska where, from 2008, he was a Member of the Management Board and Head of the Banking Division responsible for sales in Poland and Ukraine. In 2002, within the cooperation with Wincor Nixdorf Polska, he was responsible for the implementation of a new business concept for banks – deposit machines. It was the first such project in Europe, and its successful implementation and business model served as a reference for the American Wells Fargo. Since 2016 – Vice President of the Management Board in the company IT Card Centrum Technologii Płatniczych S.A.
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Michał Janik
Vice-Chairman of the Management Board
In ITCARD since 2018. For 15 years associated with the banking sector, where he created and developed the area of Transaction Banking.
For 15 years associated with the banking sector, where he created and developed the area of Transaction Banking. He started his professional career in SHL Hypotheken Bank in Germany, then he worked for Raiffeisen Bank and mBank. From 2007 to 2009, Deputy Head of Business Development Department at mBank, where he was responsible for the development and management of Corporate Banking products: payment, liquidity, investment, accounts and credit products. Since 2009 Head of Office / Deputy Head of Transaction Banking Department of mBank, responsible for the management of the Transaction Banking product offering,among other things current accounts, escrow accounts, custody accounts, cash pools, cross-border solutions, term deposits, payment cards, cash management as well as foreign and domestic payments, receivables collection and identification products. He was responsible for the implementation of innovative and strategic projects for Corporate Banking in the field of new technologies. As of December 2019 – Vice President of the Management Board of ITCARD.
Graduated with a Master’s degree in Finance and Banking, as well as postgraduate studies in Integration and Project Management at the Warsaw School of Economics. He also studied at the Christian Albrecht University in Germany. He has participated in extensive management training, including completing the Manager Program organised by GFK “Executive Program in Strategy and Organisation” at Stanford University and the “Executive Academy” at the University of Vienna.
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Jarosław Chrzanowski
Since 2009 CEO of ITCARD S.A., CEO of Planet Pay Sp. z o.o. (07/2014) CEO of ITCARD Group (01/2017).
Associated with the payment industry for 30 years, creator of the Planet Cash ATM network and Planet Pay POS terminal network. In 2009, he started a project to establish the ITCARD S.A. Payment Technology Centre, which after 10 years became the largest Polish outsourcer and operator of ATMs for banks and financial institutions, while handling POS payment terminals, payment cards, online payments and mobile payments. Before becoming President of the Management Board of ITCARD S.A., he worked for Kredyt Bank and the largest Belgian financial and insurance group KBC for over 12 years. He held the position of Executive Director of the Electronic Banking and Group Payments Division in Kredyt Bank. At KBC Group Payment, he was responsible for the strategy and domestic management of the payments and payment operations area: payment cards, POS, ATMs, credit cards, domestic and international payments, cash processing, electronic banking, deposit products, accounts and international cash management. He was Chairman of the Operational Risk Committee and responsible for innovation, transformation and outsourcing projects. W latach 2004 – 2009 pełnił funkcję Członka Rady Nadzorczej Krajowej Izby Rozliczeniowej S.A., był Członkiem Zespołu Krajowego organizacji VISA Polska. From 2004 to 2009, he was a Member of the Supervisory Board of Krajowa Izba Rozliczeniowa S.A. and a member of the Country Team of VISA Polska. Graduate of the Warsaw School of Economics (SGH) in the field of Management and Consulting Techniques.
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Adam Matyaszek
Graduate of the Wyższa Szkoła Biznesu – National Louis University in Nowy Sącz at the Faculty of Marketing and Management in Strategic Management and HR. He has been involved in the sales of new technologies and services for business for 22 years. From 1996 to 2001, he worked in the FMCG sector, among others in Pepsi Co., DANONE and Glaxo Wellcome. From 2001-2016, he worked for Wincor Nixdorf Polska where, from 2008, he was a Member of the Management Board and Head of the Banking Division responsible for sales in Poland and Ukraine. In 2002, within the cooperation with Wincor Nixdorf Polska, he was responsible for the implementation of a new business concept for banks – deposit machines. It was the first such project in Europe, and its successful implementation and business model served as a reference for the American Wells Fargo. Since 2016 – Vice President of the Management Board in the company IT Card Centrum Technologii Płatniczych S.A.
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Michał Janik
For 15 years associated with the banking sector, where he created and developed the area of Transaction Banking. He started his professional career in SHL Hypotheken Bank in Germany, then he worked for Raiffeisen Bank and mBank. From 2007 to 2009, Deputy Head of Business Development Department at mBank, where he was responsible for the development and management of Corporate Banking products: payment, liquidity, investment, accounts and credit products. Since 2009 Head of Office / Deputy Head of Transaction Banking Department of mBank, responsible for the management of the Transaction Banking product offering,among other things current accounts, escrow accounts, custody accounts, cash pools, cross-border solutions, term deposits, payment cards, cash management as well as foreign and domestic payments, receivables collection and identification products. He was responsible for the implementation of innovative and strategic projects for Corporate Banking in the field of new technologies. As of December 2019 – Vice President of the Management Board of ITCARD.
Graduated with a Master’s degree in Finance and Banking, as well as postgraduate studies in Integration and Project Management at the Warsaw School of Economics. He also studied at the Christian Albrecht University in Germany. He has participated in extensive management training, including completing the Manager Program organised by GFK “Executive Program in Strategy and Organisation” at Stanford University and the “Executive Academy” at the University of Vienna.
Supervisory Board
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Łucja Sulej
Chairman of the
Supervisory Board -
Krzysztof Domosławski
Vice-Chairman of the
Supervisory Board -
Sławomir Ziółek
Supervisory
Board Member -
Irena Kopik
Supervisory
Board Member -
Krystyna Wilk – Koncewicz
Supervisory
Board Member -
Rafał Ziętek
Supervisory
Board Member
Our history
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MAIN HEAD OFFICE
Jutrzenki 139
02-231 Warsaw -
NETWORK MANAGEMENT
AND DEVELOPMENT ATMAward Business Park
Zwycięska 43, 53-033 Wrocław -
CONTACT CENTRE
ul. Szosa Zambrowska 100
18-400 Łomża